Individual Health Insurance Agents in Hickory NC - BCBSNC, Marketplace

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Annual Open Enrollment for individual health insurance occurs from November 1st through December 15th. If you already have insurance through the Health Insurance Marketplace and you have experienced a change in your household income or status such as a marriage, birth, or death, you are required to update your income during this time. Anyone under 65 who does not have health insurance through the Marketplace, a private plan, or an employer is subject to a government penalty. The penalty for 2019 is $0.

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We offer free individual health consultation for you during Open Enrollment. Are you changing a Blue Cross plan or are coming to the Marketplace for the first time? We provide practical options and help you decide which is best for your financial and medical needs. Often, we can discover a more affordable health plan. We assess which plan can work for you and determine whether you qualify for a subsidy or a cost-sharing reduction. Finally, to obtain health insurance with Blue Cross and Blue Shield through the Marketplace, there are some documents you will need to complete your enrollment.

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Your Health Insurance Team

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Andrew Kaiser

Director of Health & Benefits

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Lori Alala

Health & Benefits Consultant

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Jerrica Starnes

Health & Benefits Consultant

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