Latest News

Our Agency’s New Look with Keystone

Posted by Scott Broome on September 24, 2018
You might notice we have an updated logo which better reflects the enhanced community, expertise, and access that you have as a Keystone Partner Agency client. Keystone Insurers Group is a network of independent insurance agencies across 12 states and growing. Being a Keystone Partner Agency both strengthens and broadens our insurance carrier relationships. As […]


What To Know About Your 2018-2019 Commercial Auto Renewal

Posted by Laura Thomas on August 29, 2018
As trusted advisors, our goal is to share updates as they pertain to all aspects of our clients’ insurance policies. We have received a letter from the North Carolina Reinsurance Facility, part of the North Carolina Rate Bureau, regarding a commercial auto surcharge that you might not notice on the bill but will increase your […]


Don’t Leave Anything to Chance: Coverage Limits for Renters Insurance

Posted by Chelsea England on February 16, 2018
So you are renting a home or apartment, and you know that renters insurance is important for protecting your property. Maybe your landlord requires you to have it. What should you shop for? The first question to ask is what your landlord requires. Do they prefer a certain limit? The lowest coverage limit available is […]


Commercial Property Insurance: Why to Consider Your Coinsurance Provision

Posted by Paula Johnson on February 2, 2018
Do you have an adequate limit of insurance on your commercial building? Be aware that if your business property is not adequately insured at the time of loss, you could be subject to a penalty. A standard provision in the commercial property insurance form is coinsurance. This provision states that you, as the insured, agree to […]


Don’t Leave Anything to Chance: Understanding Renters Insurance

Posted by Shanna Franklin on January 19, 2018
Do you own the space that you live in? If you answered “no”, then keep reading. If you are a renter, then this blog is for you! Picture this: The apartment, townhome, house, or condo that you live in is damaged by fire. All of your ‘stuff’ is incinerated and unfortunately there is nothing left […]


Managing Risk: Social Media and Commercial General Liability

Posted by Mandy Gamble on January 5, 2018
Do you use social media for your small business? Managing company pages on social media websites puts you at risk. What would you do if one of your competitors made claims you badmouthed them in a post or video? Even well-meaning tweets and posts can lead to lawsuits. They put you at risk of accidentally committing […]


Insuring Your Valuables: 4 Benefits of a Personal Articles Policy

Posted by Chelsea England on December 29, 2017
When you think about your home insurance, it is easy to believe that you have full coverage on all your personal property items, like jewelry, furs, silverware, and firearms, but that is not the case. Your homeowners policy does provide some coverage, but it has its limitations. For instance, if your heirloom ring was stolen, you […]


A Good Vibes Greeting: ‘Tis the Season!

Posted by Shanna Franklin on December 15, 2017
It’s always exciting when transitioning into a new way of life. I’m relatively new to Hickory and moved here from Charlotte, NC. This different pace of life for me also included a change in jobs – still in the insurance industry, but working in a new office. This reality in and of itself can be intimidating […]


Health Insurance Update: 2017 Changes to Annual Open Enrollment

Posted by Megan Johnson on December 8, 2017
As you probably know, the Annual Open Enrollment for 2018 Health Insurance is now underway. Did you know it is almost over? You have ONE WEEK until December 15th, 2017 to make any changes, enroll in a new plan, or switch from a grandfathered policy to a new ACA compliant plan. So, what is new […]


Understanding Your Commercial Auto Policy: Covered Auto Symbols

Posted by Paula Johnson on December 1, 2017
When was the last time you looked at the covered auto symbols in your Business Auto Policy (BAP)? Did you know that the symbols entered in the Schedule of Coverages and Covered Autos sections designate the types of autos you have elected to cover? This is important to know because only covered autos are insured under your […]


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